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Crypto-native isn't an exception here

Multi-currency IBANs for SEPA/SWIFT, and local rails, FX, and cards for licensed crypto businesses - plus fiat conversion through our regulated partner network. A dedicated manager from day one.

Your license
is an asset here

Standard KYB, reviewed by people who understand the industry. No months of waiting, no rejection because of your MCC code, no polite decline after four weeks of questions.

On/off ramp flows
are expected activity

Transfers from major exchanges and on-chain revenue are how your business works. We build compliance around that model instead of treating every routine payment as an anomaly.

Banking,
not just a ramp

Conversion alone doesn't run a company. You get real accounts for payroll, vendors, and tax - with on/off ramp solutions attached to them.

Everything a crypto business needs on the fiat side

Hold, send, receive, and convert — with the same account handling payroll, suppliers, and settlement.

Crypto on/off-ramp

Take payment in crypto and settle in fiat, through our vetted partner network.

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Multi-currency IBANs

Real account details in 70+ currencies, for settlement, treasury, and everyday operations.

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SEPA, SWIFT & local rails

Move fiat to counterparties, exchanges, and vendors on the right rail for each one.

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FX in 140+ currencies

Convert at mid-market rates with a transparent fee, whenever the rate suits you.

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Business Debit Cards

Cards for teams, contractors, and operating spend, assignable per person or project.

Join crypto businesses who bank with Railor

Talk to sales

Up and running in days, not months

Getting started with Railor is straightforward. No lengthy paperwork, no unexplained delays – your dedicated account manager guides you through every step, from application to first transaction.

Meet our team

Tell us about your business. We'll show you exactly how Railor can be structured around your needs – no generic demos, no sales scripts.

Submit your profile

Complete a short questionnaire and provide your documents. Our team handles the rest and keeps you informed at every step until your account is approved.

Start transacting

Send and receive globally, convert currencies at real rates, and manage everything from one place — with a dedicated account manager in your corner from day one.

Real banking, with the ramp built in.

Accounts, rails, FX, cards, and on/off ramp for licensed crypto companies — one platform, one onboarding. Dedicated account manager from day one.

Answers to common questions

Everything you need to know about
our product and services in one place

There’s still an onboarding step – our exchange partners are regulated and run their own checks, as they’re required to. What changes is the speed. They can rely on the information Railor has already collected and verified, so it’s a far shorter process than opening an exchange relationship from scratch, and your account manager runs it with you. 

No. We hold your fiat and connect you to a network of licensed exchange partners who handle the conversion – we don’t custody crypto assets or execute trades ourselves.

Exchange flows and on-chain revenue are expected activity for the businesses we bank, not anomalies to be investigated. Where a payment does need review, your account manager tells you what’s needed and follows it through – no ticket queue, no template reply.