Railor is launching soon. Contact us to learn more and join the waiting list

Your company exists. Your bank account should too.

Accounts, IBANs, cards, and payment rails - live in days. For new entities, non-resident founders, and the holding structure your investors require.

Live in days,
not quarters

New entity, foreign passport, no trading history - not a red flag. Fully remote KYB, no in-person appointments.

Money in,
from anywhere

Investor wires, first customers in different currencies, revenue from a market you launched in last month - all landing in your account.

Money out,
on your terms

Contractors, cloud bills, ad spend, vendors. Every payment on the right rail at mid-market rates - plus cards you can assign per person, team, or project.

Everything your startup needs to scale globally

Collect, convert, and send money – wherever your business operates.

Multi-currency IBANs

Receive investor funds, customer payments, and international transfers in multiple currencies while reducing unnecessary currency conversions.

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SEPA, SWIFT & local rails

Move money through the most efficient payment route, helping you pay employees, contractors, suppliers, and partners quickly across borders.

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FX in 140+ currencies

Convert at mid-market rates with a transparent fee - and make your runway last longer.

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Business debit cards

Cards for founders, teams, and ad spend, with full visibility from one place.

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Crypto on/off-ramp

Move between fiat and crypto seamlessly through our vetted partner network.

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Join startups across Europe who bank with Railor

Talk to sales

Up and running in days, not months

Getting started with Railor is straightforward. No lengthy paperwork, no unexplained delays – your dedicated account manager guides you through every step, from application to first transaction.

Meet our team

Tell us about your business. We'll show you exactly how Railor can be structured around your needs – no generic demos, no sales scripts.

Submit your profile

Complete a short questionnaire and provide your documents. Our team handles the rest and keeps you informed at every step until your account is approved.

Start transacting

Send and receive globally, convert currencies at real rates, and manage everything from one place — with a dedicated account manager in your corner from day one.

Early stage. Serious infrastructure.

Accounts, rails, FX, cards, and on/off ramp for startups – one platform for every market you grow into. Dedicated account manager from day one.

Answers to common questions

Everything you need to know about
our product and services in one place

Large inbound payments are expected for a funded startup, not an anomaly. Let your account manager know the round is on its way and we’ll have the paperwork ready in advance, so the money lands when it’s supposed to. 

Yes, and a second operational account is worth having regardless. Concentration risk is real, and Railor gives you live accounts, safeguarded funds, and a named person to call when something goes wrong somewhere else. 

Your money is safeguarded at licensed credit institutions, kept separate from Railor’s own funds at all times, and governed by our EMI licence from the Bank of Lithuania. See how we protect your money.